How Is A Home Marketed?

  As you’ll see in the video, every home and market is a unique situation. Good marketing plans are specific to both. But every plan will include: Preparation Pricing and Marketing Activities. Any Questions Contact Us! Preparation takes time – typically,...

Can My Settlement Charges Change?

  When there is a change in circumstances lenders can redisclose , examples such as: a natural disaster damages the property or affects closing costs the title insurer providing the estimate goes out of business during underwriting new information on you or the...

What Is Mortgage Insurance?

  Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage insurance requires payment of a premium, is for protection against loss, and is used in...

Calculating Your Cash To Close

  The second page of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between estimate and closing. Some will change. A – Origination Charges – should match. B – Can’t Shop – 10% Tolerance C...

What Is A Qualified Mortgage?

  The Most Important items of a Qualified Mortgage,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new category called “Qualified Mortgages.” They provide stable loan...