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How Is A Home Marketed?

http://bucket.wistia.com/medias/2kh8v5i29w?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, every home and market is a unique situation. Good marketing plans are specific to both. But every plan will include: Preparation Pricing and...

Can My Settlement Charges Change?

http://bucket.wistia.com/medias/v3jifjhuhb?embedType=async&videoFoam=true&videoWidth=640 When there is a change in circumstances lenders can redisclose , examples such as: a natural disaster damages the property or affects closing costs the title insurer...

What Is Mortgage Insurance?

http://bucket.wistia.com/medias/ixxcpfsj95?embedType=async&videoFoam=true&videoWidth=640 Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage...

Calculating Your Cash To Close

http://bucket.wistia.com/medias/h3lb6hdglt?embedType=async&videoFoam=true&videoWidth=640 The second page of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between estimate and closing. Some will change. A -...

What Is A Rate Lock?

http://bucket.wistia.com/medias/52q9xw6nf6?embedType=async&videoFoam=true&videoWidth=640 Interest Rates change daily, some factors include; unpredictable combination of government policies and economic conditions. This video explains the common term...

What Is A Certificate of Eligibility, or COE?

http://bucket.wistia.com/medias/nduvg6gurs?embedType=async&videoFoam=true&videoWidth=640 The Certificate of Eligibility OR COE is the verification piece for a VA Loan. The COE is the key document that verifies to lenders that someone is eligible for a...

What Is A Qualified Mortgage?

http://bucket.wistia.com/medias/xgr851jhiy?embedType=async&videoFoam=true&videoWidth=640 The Most Important items of a Qualified Mortgage,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Bureau define lending...

What Are VA Home Loans?

http://bucket.wistia.com/medias/hs2mhosvip?embedType=async&videoFoam=true&videoWidth=640 What is a VA Loan and who qualifies? As the video says, the name is misleading - they’re not loans FROM the VA. The VA - short for “US Department of Veterans...

What Are The Major Types Of VA Loans?

http://bucket.wistia.com/medias/29yzoud6oa?embedType=async&videoFoam=true&videoWidth=640 Most Common Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase Loans. These help eligible parties buy a home at...

When Do I Get My Loan Closing Disclosure?

http://bucket.wistia.com/medias/d67nfyxbb4?embedType=async&videoFoam=true&videoWidth=640 If an eligible loan proceeds from Estimate to closing, lenders must provide a Closing Disclosure form documenting the actual transaction terms and costs THREE business...