It is always a good idea to gather at least three estimates from providers for “Services You Can Shop For” to find the most competitive pricing and get the best deal. YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or a survey to verify property lines or a range of Title-related services What Is Title Insurance?? Contact Us Today For The Most Competitive Title Insurance Rates!
Title services might include:
- a Lender’s title policy, which protects their legal interest in their loan collateral- usually the property itself
- settlement agent fees, paid to the individual or company responsible for facilitating the final transaction
- Title Search, which clarifies and documents legal ownership of the property
- a title insurance binder, which allows potential future use of the current title search results, conditions and exclusions for a short period to lower the cost of future title insurance.
If you select service providers from the list provided by the lender, their fees cannot change by more than 10% between the Loan Estimate and the final Loan Disclosure. If you select other providers the lender is not responsible for changes in those costs. Questions? We Are Here To Help You Call Us Today!